Published: 20 February 2025
Document Reference: NWW-TC-2025-02
Welcome to Next Wave Wealth. These Terms govern your access to and use of our website (nextwave-wealth.com), digital reports, downloadable toolkits, and newsletters. By browsing or purchasing from our website, you confirm that you have read, understood, and agreed to these Terms in full.
1. Purpose & Agreement
These Terms form a legally binding agreement between you (“the user”) and Next Wave Wealth (“we”, “our”, “us”).
If you do not agree with any section of this document, please discontinue using the website immediately.
We may update these Terms from time to time, and your continued use of our site constitutes acceptance of any modifications.
2. Nature of Services
Next Wave Wealth provides:
- Digital educational products and reports related to innovation, finance, and technology.
- A newsletter offering free insights and updates.
All products are delivered digitally and not in physical form. We do not provide personalised investment or financial advice — our content is purely informational.
3. User Eligibility
You must be at least 18 years old to access or purchase from our site. By using our services, you confirm that you meet this requirement.
4. Intellectual Property
All site content — including but not limited to reports, text, graphics, logos, trademarks, downloads, and designs — is the exclusive property of Next Wave Wealth or its licensors.
You may not reproduce, distribute, modify, or sell our materials without written consent. Limited personal use is permitted for non-commercial purposes only.
5. Purchases & Digital Delivery
- All transactions are processed securely via third-party payment processors (e.g., Stripe, PayPal).
- Once payment is complete, access to the product or download link will be provided instantly.
- You are responsible for ensuring your email address and device are capable of receiving and opening the files.
- All prices are displayed in GBP and include applicable taxes unless stated otherwise.
6. Refund Policy
Because our products are delivered digitally, all sales are final. However, eligible refunds are handled in accordance with our Refund Policy, available separately on our site.
7. User Conduct
You agree not to:
- Use our website for unlawful or fraudulent activity.
- Attempt to reverse-engineer, copy, or redistribute our files.
- Post or transmit any harmful code, malware, or spam.
- Violate any applicable laws while using our website.
We reserve the right to restrict or terminate access if these conditions are violated.
8. Disclaimers
- All materials are provided “as is” without warranties of any kind.
- Information contained in our reports and content is for educational purposes only and does not constitute professional financial advice.
- We are not liable for any financial loss or damage arising from the use or misuse of our materials.
9. Limitation of Liability
To the maximum extent permitted by law, Next Wave Wealth, its officers, employees, and affiliates shall not be liable for indirect, incidental, or consequential damages arising from your use of our website or digital products.
10. Termination of Access
We reserve the right to suspend or terminate user access at any time, without notice, if we believe there has been a breach of these Terms.
11. Governing Law
These Terms are governed by the laws of England and Wales. Any disputes will be resolved exclusively in UK courts.